GEORG Ð. NINIĆ

Founder of GINKGO GewerbeKompetenz, entrepreneur, consultant, and bridge-builder between self-employed professionals and banks. With 17 years of experience as a self-employed entrepreneur and a deep understanding of business finance, he supports his clients personally, practically, and with a strong network.

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Years of entrepreneurial experience, both self-employed and in consulting
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Supported business clients from a wide range of industries
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Partner banks for individual financing solutions

Welcome to GINKGO GewerbeKompetenz.
Even during my time at a retail bank serving private clients, I began supporting business financing projects — even though this was not officially part of my role. With the support of department heads and board members, I was able to work with my first doctors, property developers, and other self-employed professionals.
The terms and financing conditions I was able to secure for them simply weren’t available elsewhere on the market.

Today, I no longer work with just one bank, but with a network that I believe is unique: guarantee banks, state banks, savings banks, cooperative banks, and private banks — every financing solution is tailored individually.

I’m not a commission-driven broker; I’m a consultant who is genuinely committed to what I do. My clients particularly value three things:
I’m accessible — without long waiting times.
I look at the bigger picture — both business and personal.
I work closely with tax advisors to achieve the best possible outcome.

My work has been driven by referrals for many years. But perhaps you’d like to get to know me personally first — that’s exactly what this page is for. Feel free to write to me, give me a call, or use the contact form.

I look forward to your curiosity.
Yours,
Georg Ð. Ninić

Einblick in

GewerbeKompetenz

Einblick in

GewerbeKompetenz

Insight into

GewerbeKompetenz

Why GINKGO GewerbeKompetenz?

Accessibility & Personal Consultation

There are no long waiting times with us. As entrepreneurs ourselves, we know how valuable your time is — that’s why direct communication and personal support are our top priorities.

Expertise at the Intersection of Banking & Tax Consulting

We speak both languages: the language of finance and the language of tax optimization. As a link between the two, we work to achieve the best possible outcome for you — in close cooperation with banks, tax advisors, and everyone involved.

No One-Size-Fits-All Solutions — Individual Strategies Instead

Every self-employed business is different. That’s why we don’t offer standard solutions, but tailor-made strategies designed to support your professional and personal goals over the long term.

My clients come to me with a specific need — and stay because of the individual solutions I provide.

Trust That Grows from the Very Beginning

Consulting at GINKGO GewerbeKompetenz

Our consulting is not a one-size-fits-all solution — it is as individual as your journey as an entrepreneur:
We listen, ask the right questions, and work with you to develop financing strategies that fit your business model and personal circumstances.

Whether it’s a medical practice, construction project, or freelance business, we bring experience, a strong banking network, and a deep understanding of the needs of self-employed professionals.
Three things are at the heart of what we do: reliability, clarity, and honest support.

We combine professional expertise with personal commitment — on an equal footing, easily accessible, and with a genuine interest in your success.

Request a Consultation

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    Ihre Nachricht

    WHAT OUR CLIENTS HAVE EXPERIENCED

    Client Testimonials

    Fritz Jäckle
    – Managing Director, Jäckle Frische-Partner GmbH

    Marc Bun
    – Managing Director, Wirkaufenihrenabfall.de GmbH & Co. KG

    Mika Đukanović
    – Managing Director, Mika Fliesen

    Kevin Sell
    – Architect

    “It is not enough to know — you must also put your knowledge into practice.
    It is not enough to want — you must also take action.”

    Johann Wolfgang von Goethe

    “It is not enough to know — you must also put your knowledge into practice.
    Es ist nicht genug zu wollen man muss auch tun.“

    Johann Wolfgang von Goethe

    “It is not enough to know — you must also put your knowledge into practice.
    It is not enough to want — you must also take action.”

    Johann Wolfgang von Goethe

    “It is not enough to know — you must also put your knowledge into practice.
    It is not enough to want — you must also take action.”

    Johann Wolfgang von Goethe

    “It is not enough to know — you must also put your knowledge into practice.
    It is not enough to want — you must also take action.”

    Johann Wolfgang von Goethe

    “Life has no reverse gear”

    Wilfried Nelles

    What’s the Next Step? Simple!

    Curious to Learn More?

    Feel free to send me an email with your request. I look forward to hearing from you and will get back to you shortly.

    Interested in a Personal Conversation?

    Simply give me a call — I’ll take the time to understand your needs and provide you with direct, no-obligation advice.

    GINKGO

    What’s the Next Step?

    Simple!

    Curious to Learn More?

    Feel free to send me an email with your request. I look forward to hearing from you and will get back to you shortly.

    Interested in a Personal Conversation?

    Simply give me a call — I’ll take the time to understand your needs and provide you with direct, no-obligation advice.

    GINKGO

    What’s the Next Step? Simple!

    Curious to Learn More?

    Feel free to send me an email with your request. I look forward to hearing from you and will get back to you shortly.

    Interested in a Personal Conversation?

    Simply give me a call — I’ll take the time to understand your needs and provide you with direct, no-obligation advice.

    GINKGO